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Traditional IRA vs. Roth IRA
What is an IRA?
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Posts by:
Clay Hostetter, CPA
Clay graduated from Baylor with his Master of Accounting in 2018. Since then, he has worked at Deloitte in the Multistate Tax Services group, Cook, Johnston & Co. CPA group, and joined the R&G team in 2021 to review client tax documents.
Roth Conversions in Down Markets
While no investor would like to see down markets, they are unfortunately an unavoidable part of the market cycle. In periods of prolonged down markets, it is easy to focus on your declining portfolio balance rather than seeking opportunities in other areas of your encompassing financial plan. A weak market like we have experienced year-to-date can create opportunities for several tax strategies such as tax-loss harvesting and Roth conversions. We want to discuss how individuals like you can reap the most benefit from completing ‘discounted’ Roth conversions.